The Process

Pick a Lot. Pay Down. Sign Electronically.

No banks. No underwriters. No credit check on owner-financed parcels. Your land deal closes in days, not weeks.

1. Pick Your Lot

Browse our current direct-to-consumer inventory or call Tom and tell him what you want. Tom's 43-year network includes off-market parcels never listed publicly.

2. Pay the Down Payment

Down payments start at $1,500. Funds are routed directly to the partnership LLC that owns the parcel, never to a Realtor escrow or commingled account.

3. Sign Electronically

Your Land Sales Agreement, Promissory Note, and Amortization Schedule are generated automatically. Sign online. The land is recognized as yours from day one of payments.

What You’ll Sign

Three Documents. No Surprises.

Every transaction generates the same three documents. You’ll receive copies of all three before signing, and they remain available in your buyer dashboard for the life of the loan.

Land Sales Agreement

Identifies the specific Partnership LLC as the Seller and you as the Buyer. Spells out the price, terms, and any contingencies.

Promissory Note

The legal document outlining your debt to the Partnership LLC. APR, term, monthly payment, and default terms are all stated up front.

Amortization Schedule

Month-by-month breakdown showing how much of each payment is applied to principal vs. interest, and your remaining balance at any point.

What Sets This Apart

Clean. Compliant. Yours.

Ready to Pick Your Lot?

Browse current inventory, or call Tom directly to discuss what you’re looking for.